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Business Loan · Banking-Strength Underwriting
₹55 lakh sanctioned — on banking strength, not the ITR
Sanctioned
₹55 Lakh
Business Loan
Client Profile
An established trading firm in Mumbai, three years in business, with strong monthly banking credits but an ITR that understated real turnover — common for cash-heavy trading businesses.
What stood in the way
The Challenge
Standard business-loan underwriting leans heavily on ITR-declared income, and an ITR-only assessment would have supported a much smaller loan than the business could actually service.
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