What We Do
Simple process. Clear payouts. Real earnings.
We bring banks, NBFCs and independent advisors onto one desk, so families and business owners can find the right loan without going from bank to bank. You make the introduction and we do the rest.
75+ lenders, one desk
Offer your clients the right bank or NBFC for their profile, without sending them from branch to branch.
Clear, written payouts
Commission by loan type is shown up front, and your share is settled once the loan disburses.
One contact who handles the file
A named expert looks after login, documents and bank follow-ups, and keeps you informed.
Guidance as you start
A short walk-through of our loan products and what to share, and answers whenever you need them.
Built For
If your clients ask you finance questions, this is for you.
A second income stream that doesn't cost you anything but a referral.
Chartered Accountants
Your clients ask you about loans already — send us the ones that need one.
Property Consultants
Every property deal has a financing question somewhere in it.
Real Estate Brokers
Help your buyer close faster with financing lined up in parallel.
Insurance Advisors
A natural extension of the financial conversations you're already having.
Business Consultants
Working capital and business loan needs come up constantly in your work.
Lawyers & Company Secretaries
Refer clients navigating property, business or personal finance decisions.
How It Works
From introduction to payout — four steps.
You make the introduction. Everything after that is on us.
Most referral programs leave you chasing updates or managing paperwork you never signed up for. Ours doesn't. Once you share a lead, a dedicated expert takes ownership of the file end to end — checking eligibility, matching it against our network of 75+ banks and NBFCs, and pushing it through to disbursal — while you get scheduled updates at every stage instead of radio silence until the payout.
Step 1 of 4
Tell Us About the Client
Share their name, contact and loan requirement — a two-minute form.
Why Partner With GCS
What you get.
No fine print — just the reasons professionals already refer to us.
Zero Investment
No franchise fee, no office, no upfront cost — just refer and earn.
Uncapped Earnings
No ceiling on how much you can earn — more referrals, more income.
Fast, Transparent Payouts
Your referral fee is settled as soon as the loan disburses — no chasing.
A Dedicated Relationship Manager
One point of contact who keeps you updated at every stage.
75+ Bank & NBFC Network
Your client gets more shots at approval than going to a single bank.
You Stay the Trusted Expert
We work behind the scenes — your client relationship stays yours.
Why Choose Us
A loan partner that is on your side.
We want partners to be able to serve their clients better and grow their earnings, with nothing hidden.
In your clients' language
Our website reads in English, Hindi and Marathi, and we speak to clients in the language they are comfortable with.
Salaried and self-employed
Whether your clients draw a salary or run a business, we have loan options and lenders for both.
Rooted in Mumbai, Thane & Pune
Experts who know the local banks, builders and projects, so your clients are not treated as a number.
What You Earn
Referral commission by loan type.
Indicative earning per successful referral — actual payout depends on the lender, loan amount and your partner tier.
| Loan Product | Avg. Loan Amount | Potential Earning / Deal |
|---|---|---|
| Home Loan | ₹30L – ₹1Cr | ₹3,000 – ₹30,000 |
| Loan Against Property | ₹20L – ₹1Cr | ₹2,000 – ₹50,000 |
| Business Loan | ₹10L – ₹1Cr | ₹1,000 – ₹1,00,000 |
| Personal Loan | ₹2L – ₹50L | ₹200 – ₹50,000 |
| Working Capital Loan | ₹10L – ₹1Cr | ₹1,000 – ₹30,000 |
| Project Funding | ₹1Cr – ₹10Cr | ₹5,000 – ₹1,00,000 |
* Commission rates may vary based on lender, loan amount and partner tier.
What You Could Earn
Work out your own numbers.
Pick a loan type, a typical amount and how many clients you might refer in a month.
Type of loan
You could earn about *
₹30,000
a month
- Commission selected
- 0.3%
- Per file
- ₹15,000
- Number of files
- 2
- Range for this loan
- 0.1% – 0.3%
- Per file, low to high
- ₹5,000 – ₹15,000
* Commission rates may vary based on lender, loan amount and partner tier. An indicative estimate for loans that are disbursed, not a promise. The actual payout depends on the lender, the loan type, the loan amount, your partner tier and the final sanctioned terms.
Start earningAll rights reserved. Commission rates, payout terms and eligibility are as decided by Growth Capital Services and may change from time to time.
Getting Started
Ready to turn your network into a second income?
Three steps, and the first one takes two minutes.
Register with us
Fill the short form on this page. A member of our team calls you to set up your partnership.
Refer a case
Send your client's name, number and requirement. Our expert checks eligibility and matches the case with suitable lenders from 75+.
Sit back and get paid
We run the loan process while you carry on with your work. Your payout follows each disbursal.
Worth Knowing
Reasons to partner with us.
Beyond the referral fee, most professionals who stick with this partnership for years mention the same handful of reasons. Expand each one below.
Unlike a registered loan agent, you don't need any certification to refer clients to us — just an introduction and a phone number. Our licensed experts handle the lending process end to end.
Refer as much or as little as suits you — there's no minimum commitment, no lock-in and no target to hit.
You'll know exactly where your referral's file stands — from the first call through to sanction and disbursal.
Every successful referral builds a track record with senior experts across our network of 75+ banks and NBFCs.
Before You Register
Quick answers.
The questions that come up most before someone sends their first referral.
Anyone with a network — Chartered Accountants, property consultants, brokers, insurance advisors, business consultants, or simply someone whose contacts occasionally need a loan.
No. There's no cost to register or refer — you only earn, you never pay.
Your referral fee is calculated once the loan is disbursed and settled directly to your account — no invoicing required from you.
No. As a referral partner, you introduce us to the client — our licensed experts handle eligibility, documentation and lender matching.
None. There's no cap on referrals or earnings — refer as many clients as you like.
Home loans, loan against property, balance transfers, business and working-capital loans, personal, education and vehicle loans, and more. You refer the need and our experts pick the right product and lender.
A named expert who handles login, documents and bank follow-ups, a short walk-through of our products when you start, and updates on each referral as it moves towards disbursal.
Share the client's name, number and requirement through the form on this page, or by call or WhatsApp. Your expert keeps you updated on the status, approval and disbursal of every referral.
Prefer to talk it through first? Call us.
+91 88280 01700 · Monday to Saturday · 10:00 AM – 6:00 PM