Calculators
Know Your Numbers. Then Apply with Confidence.
Ten free calculators covering every loan on our desk — from EMI and eligibility to CGTMSE fees. Pick a calculator from the menu. No signup required.
EMI Calculator
Plan your loan payments
Adjust the sliders to estimate your monthly EMI, total interest and total repayment.
- Monthly EMI
- ₹46,607
- Total interest
- ₹61,85,574
- Total payable amount
- ₹1,11,85,574
Results are indicative and may vary according to lender policy. Final rates, charges and eligibility are decided by the lender.
How EMI is Calculated
EMI = P × r × (1+r)^n / ((1+r)^n - 1), where P = principal, r = monthly rate, n = total months. A higher tenure reduces EMI but increases total interest.
What is FOIR?
Fixed Obligation to Income Ratio (FOIR) is the percentage of your income going toward EMIs. Most banks use a 50-60% FOIR cap to determine your maximum loan eligibility.
Need Expert Advice?
These calculators give estimates. Actual rates and eligibility depend on your profile, lender policies and property valuation. Talk to our experts for a precise assessment.