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About Growth Capital Services

A loan advisory built around one discipline.

Since 2017, Growth Capital Services has focused on one thing: reading a borrower's actual file — the irregular income, the awkward timing, the bank that already declined it — and matching it to the right lender in our network.

2017

Established

75+

Bank & NBFC Partners

27+

Loan Products

100%

Transparent Process

Growth Capital Services — turning aspirations into approvals

"We read the file behind the file."

The question we ask before any other: what will get this approved?

How It Started

Too many good files were getting rejected for the wrong reasons.

Growth Capital Services opened in 2017 as a Direct Selling Agent, built around a simple idea: a borrower's paperwork shouldn't decide their financial future — the right expert, matching them to the right lender, should. That's still the job today.

A first home, a business that's outgrown its funding, or equity sitting locked inside a property already owned — we've structured all three, often for clients another expert had already turned away.

See our loan products

Our Mission

Match the file to the lender who actually wants it.

Every profile fits somewhere — irregular income, a thin credit file, an unconventional business. Our job is finding which of our partner lenders is the right fit, instead of forcing your file into a template it was never going to clear.

Our Vision

The expert people call before they call a bank.

To be the first call a borrower makes across our markets — because they already trust we'll route them honestly, and to the lender that actually fits.

Why Choose Growth Capital Services

What clients mention when they refer us.

№ 01

Real Choice, Not One Bank

We work with 75+ banks and NBFCs, so your file has more than one chance to get approved.

№ 02

Senior Experts, Not a Call Centre

The same experienced expert looks after your file from the first call until the money reaches you.

№ 03

Built For Speed

We get your papers and loan details right the first time, so your approval is not delayed.

№ 04

Nothing Hidden

The interest rate, fees and terms are given to you in writing before you sign anything.

№ 05

Planned Around You

Your loan is planned around your own income and needs, not forced into a bank's fixed format.

Our Partners

India's leading banks & NBFCs.

We're proud to work with India's leading financial institutions, including:

HDFC BankTata CapitalAxis BankAuxiloBandhan BankICICI BankSMFG GrihashaktiAvanse Financial ServicesAditya Birla CapitalFederal BankBajaj FinservBajaj Housing FinanceIDBI BankCholamandalamKotak Mahindra BankCity Union BankPoonawalla FincorpUnion Bank of IndiaPiramal FinanceCLIX CapitalSBI Home LoansBank of BarodaIIFL FinanceHDB Financial ServicesTruhome FinanceGodrej CapitalDCB BankJana Small Finance BankHDFC BankTata CapitalAxis BankAuxiloBandhan BankICICI BankSMFG GrihashaktiAvanse Financial ServicesAditya Birla CapitalFederal BankBajaj FinservBajaj Housing FinanceIDBI BankCholamandalamKotak Mahindra BankCity Union BankPoonawalla FincorpUnion Bank of IndiaPiramal FinanceCLIX CapitalSBI Home LoansBank of BarodaIIFL FinanceHDB Financial ServicesTruhome FinanceGodrej CapitalDCB BankJana Small Finance Bank
Yes BankHSBCAxis FinanceJio CreditSammaan CapitalStandard CharteredAditya Birla FinanceKuhooLIC Housing FinanceBajaj FinanceDeutsche BankSaraswat BankICICI Home FinanceIndusInd BankEdelweissUtkarsh Small Finance BankPNB Housing FinanceBank of IndiaL&T FinanceAadhar Housing FinanceIDFC First BankAU Small Finance BankMahindra FinanceHeroFinCorpCentral Bank of IndiaUGRO CapitalIndoStar CapitalYes BankHSBCAxis FinanceJio CreditSammaan CapitalStandard CharteredAditya Birla FinanceKuhooLIC Housing FinanceBajaj FinanceDeutsche BankSaraswat BankICICI Home FinanceIndusInd BankEdelweissUtkarsh Small Finance BankPNB Housing FinanceBank of IndiaL&T FinanceAadhar Housing FinanceIDFC First BankAU Small Finance BankMahindra FinanceHeroFinCorpCentral Bank of IndiaUGRO CapitalIndoStar Capital

How We Work

A guided process — from first call to disbursal.

  1. Step 1

    Consultation

    Understanding your financial needs.

  2. Step 2

    Product Matching

    Identifying the right fit across our partners.

  3. Step 3

    Documentation Support

    Simplifying the paperwork.

  4. Step 4

    Loan Processing

    Liaising with lenders for fast approvals.

  5. Step 5

    Post-Disbursal Support

    Continued assistance even after disbursal.